Using Insurance for Mental Health Therapy in Utah and Idaho

Summary:

Insurance is accepted for nutritional psychotherapy and basic psychotherapy. See list of accepted insurance below. Nutrition-only services are usually not covered unless it's with an RD (but you might contact your insurance to be sure).

I work at two different clinics where I take different insurances; be sure to check the practice location if you are seeing my name on your insurance company's website.

If I'm not in-network with your insurance, I take insurance using a billing service that does all the work for you to get reimbursed. This is for psychotherapy only.

HSA/FSA cards are accepted for psychotherapy, supplements, and lab work.

I am willing to work with bishops, grant programs, or other third-party payers if needed.

In-Network Insurance

Please note that using insurance, whether in-network or out-of-network, requires an official diagnosis that goes on your permanent medical record. If you are concerned about privacy or eligibility for life insurance, a pilot license, or military service, finding another way to pay for therapy may be better for you.

Psychotherapy or Counseling

I can take insurance for psychotherapy (AKA "counseling") sessions. If you want nutritional psychotherapy, we'll bill it all as psychotherapy since the focus will still be on mental health.

If your insurance told you I am in-network, but your insurance isn't listed here, I'm probably in-network at another location. Scroll down to read more.

As of August 2025, I am currently in-network for:

Aetna
Blue Cross Blue Shield of Massachusetts (out-of-state coverage)
Carelon
Cigna
Quest Behavioral Health
Regence Blue Cross Blue Shield of Utah
SelectHealth
SupportLinc/CuraLinc Employee Assistance

I am waiting for approval from these other companies:

Optum
United Healthcare
Oscar
Blue Cross Blue Shield of New Jersey
Independence Blue Cross Pennsylvania
Anthem EAP Bank of America
Regence Blue Shield of Idaho

Visit my Headway profile for a tool to help you determine what your insurance will cover. You can also schedule a session there. Contact your insurance directly if the tool isn't working and you have questions about coverage.

Found Me on Your Insurance Company's Website?

You might have found me listed as an in-network provider but your insurance isn't listed above. Insurance companies only approve providers by practice location, so just because I'm in-network doesn't mean I can take your insurance at any clinic.

If you have another insurance not listed above, but you know I'm in-network, you may choose to see me through River Hollow Mental Health, which is also located in Logan or online. Please note that we only offer psychotherapy sessions at River Hollow. Due to time constraints, my nutrition offering at that clinic is minimal, so it is a lesser service.

Here's an incomplete list of insurances that I can take at River Hollow:

Blue Cross of Idaho Health Services, Inc (for service offered in Utah)
EMI Health
First Choice Health Network
First Responders First
GEHA
Humana
Imagine Health
Managed Health Network
MotivHealth Insurance Company
PEHP - Utah Public Employee Health Plan
Public Employee Health Plan (PEHP)
Regence Blue Cross Blue Shield of Utah
Samera Health
Select Health
Tall Tree Administrators
Tricare West
TriWest Region 4 CCN
UnitedHealthcare
United Medical Resources
University of Utah Health Plans

Nutrition Coverage

In some cases, insurance may cover nutrition services, even if you aren't seeing a registered dietitian. You will need to contact your insurance directly to verify what they will cover. You are more likely to be covered if you live in a state where there is no nutrition license (no licensed nutritionists or RDs), like Arizona, but it doesn't hurt to try!

For transparency, I am not a registered dietitian (RD), but I am a certified nutritional therapy practitioner (still rigorously trained, but better, in my opinion). So make sure you clarify that when checking with your insurance to see if they will cover my services. They may only want to pay for services with an RD. But sadly, seeing an RD won't get you the help you are probably looking for.

The most generous way to save some money on individualized nutrition is through referrals.You can get a free month after the initial 3-month minimum if you refer someone to me who also signs up for the nutrition package.

Out-of-Network Insurance

If I don't take your insurance at either clinic, you can utilize out-of-network (OON) benefits. If your insurance will cover nutrition with a nutritionist who is not a registered dietitian, we'll use a superbill. For psychotherapy, I have a solution that makes this easier than what most people would expect.

You may need to meet an out-of-network deductible before your insurance reimburses you, but they may cover up to 80%, depending on your policy.

Out-of-network benefits give you more freedom for which providers you want to see (like the only Nutritional Psychotherapist in Utah & Idaho, for example).

And when it comes to submitting a claim, I use a billing service that does all the work for us. You'll have to pay a 5% fee, but it's worth it if it means you are getting money back!

A Note for Anyone Using Insurance

If you don't think you'll meet your deductible by the end of the year, I advise paying the cash rate and not going through insurance. The financial cost will be about the same, in most cases, but paying cash makes it simpler for everyone and preserves your privacy.

Other Payment Options

HSA/FSA cards are accepted for all psychotherapy services, supplements, and labs. If you have an HSA, I encourage you to use it! It'll save you money.

Discounts

You can get a 5% discount on any service by paying with Zelle.
Anyone who has an honest need for reduced pricing may contact me and we can negotiate an appropriate fee.

Contact me if you'd like either of these options.

Other Third-Party Payers

Bishops/church leaders will usually pay for services for those in need and I'm happy to work with them to make sure you are taken care of.

I have also taken payments from Logan City for firefighters, and funding coming from other grants.

If someone else is paying for you (such as a parent or church leader) and you are a legal adult, you'll need to sign a release of information in case I need to contact them. A release is unnecessary for firefighters since their therapy is billed anonymously.